The health insurance crisis is bad for everyone involved. Yet, it is more complicated if you are like millions of people who have pre-existing health conditions that lead health companies to deny them coverage.
The search for pre-existing health insurance rages from Ohio to New York and from the east coast to the west coast. It includes the debate over whether pregnancy is a pre-existing health condition and how should health companies handle this coverage?
In addition, it if further complicated by if a person loses their job and gets hired again and if that person had a pre-existing health condition that makes for challenges depending on the length of the waiting period. Insurance companies do not want to pay claims. And you do not want to have to pay for the high cost of medical treatment. It is a very difficult situation. Federal and State legislation is being introduced, but the solution is still a long ways away.
If you wanted Pre-existing health insurance in Ohio you can get it and it would be much more affordable health insurance in Ohio than what you would have to pay if you wanted health coverage in New York or health coverage in California. The price gap fuels additional debates because the pre-existing health condition may be the same for the person who lives on one side of the USA verses the other side, but the substantial difference in costs gives health insurance companies reasons to debate paying a standard fee for basically the same service.
The health coverage crisis may never be able to be resolved on a national basis. Other countries have come up with solutions that cover pre-existing health conditions and other countries provide affordable pre-existing health insurance. So if this challenge has been remedied elsewhere hopefully if not a national solution occurs, then possibly a state level resolution can happen.
Bottom line is if you have a pre-existing health condition and need pre-existing health insurance you can get help from professionals that specialize in this type of protection, but if you choose the wrong professional then a complicated situation just got worse. So do your due diligence when it comes to finding the best professional to help you. Keeping in mind, this is not like buying auto insurance on line. There are a lot of factors to consider and if you already are dealing with a head ache regarding your coverage issues, you just do not want to make it worse by making a mistake.